Subsidized

real-estate

financing

Project

The company is a subsidized real-estate financing company. His vision is to provide and innovate diverse and balanced financing programs to suit all classes of society through integration with the Ministry of Housing(MOH) to implement programs related to beneficiaries. It supports financing and real estate investment through effective partnership with the public and private sectors.

Team

Lead UX designer - 4 hours a day
Strong middle UX designer(me) - full time
Strong middle UX designer - full time

2 business analysts - full time

Product owner - full time

Problem

Having web portal for beneficiary, we should create easy to use application from scratch for beneficiaries.
One of the problem and flow I worked was registration, we needed too many information about users to show relevant recommendation and the same time keep users to fill the information.

Goal

Having web portal for beneficiary, we should create easy to use application from scratch for beneficiaries.
One of the problem and flow I worked was registration, we needed too many information about users to show relevant recommendation and the same time keep users to fill the information.

Research

We initiated kick-off meetings with stakeholders to establish a solid foundation. During these meetings, we clarified requirements, reviewed existing design documentation, and gained a comprehensive understanding of current workflows. Additionally, we identified the stakeholders' insights regarding their customers' needs and engaged in brainstorming sessions to explore potential solutions that could effectively assist users in achieving their goals.

User interviews

Once the business stakeholder interviews were done, we interviewed costumers, asking questions like “ What has your experience been like with this product so far?”, “Do you remember a time where you were frustrated?”,, or “Talk me through how you approach this task”.

Service blueprint

/ Beneficiary

Sumup

We have prepared a comprehensive document that summarizes our key findings. Within this document, we have meticulously highlighted any assumptions that were communicated to us and recorded all the requirements that were raised during the process. We engaged in thorough discussions with the core project team to determine which insights should be considered and which comments could be disregarded. This collaborative effort ensured that we focused on the most valuable and relevant insights to drive the project forward.

Service blueprint

/ FI agent

User personas

We compiled a document that summarize our key findings. We highlighted any assumptions we heard, requirements that were brought up. Then we discussed with the core project team which insights we want to consider and which comments to ignore.

Ahmad Otayim

Anna is a business analyst who helps her clients to create strategies, to conduct user research and analyze business and user experience goals.

Occupation

Broker

Family

1 wife, 2 children

Age

34

Location

Saudi Arabia, Riyadh

Needs

Ahmad's main goal is to find a home that is within his budget and secure financing that will allow him to purchase it.

He also wants a user-friendly platform that makes it easy to apply for financing and get approved.

He is also concerned about the complexity of the home-buying process and the difficulty of finding a financing option that will meet his needs.

Pain Points

Needs a financing option that is both affordable and accessible

Opportunities to connect with other experienced professionals in the industry

He also needs help understanding the home-buying process and navigating the various financing options available to him.

Wants to see several recommendations from bank.

Sarah Jackson

Anna is a business analyst who helps her clients to create strategies, to conduct user research and analyze business and user experience goals.

Occupation

Software Engineer

Location

London, UK

Family

Single

Age

30

Needs

Learn about new technologies and trends in the industry

Network with industry professionals and potentially find job opportunities

Network with industry professionals and potentially find job opportunities

Gain insights and knowledge to further their career in technology

Pain Points

Access to high-quality, informative sessions with industry experts

Opportunities to connect with other experienced professionals in the industry

Detailed information about the event location, transportation options, and parking

An easy-to-use app that provides all relevant event information, including session details and speaker bios

Wireframes

100 pages of the flow

Problem

The issue was the excessive length of the application submission process. Moreover, there were an excessive number of mandatory fields that needed to be completed. However, we maintained a user-centric approach, acknowledging that users were providing their information by completing the forms. Consequently, we conducted meetings with clients to ensure the necessity of all the forms. Additionally, we deliberated on potential opportunities to combine information and pages, aiming to streamline the process. For instance, if personal and family data had been entered, we contemplated the purpose of not consolidating them into a single section, thereby simplifying the user experience.

Business analyses

Following kickoff meetings with stakeholders, we explored various approaches to address the problem and streamline the application submission process. After engaging in discussions with business analysts, we determined that obtaining data from Sakani and splitting the process into two steps (with booking and without booking) would be feasible. Additionally, we proposed distinct business logics and packages based on these differentiated steps.


From a UX perspective, we designed a flow that allows beneficiaries to select package types and subsidies, enabling them to maximize their benefits. The system dynamically presents the available REDF subsidy options, contingent upon the chosen product type and the presence of MOH subsidies (UNIT_SUBSIDY_TYPE).


Once all the necessary checks are successfully completed, the lead is automatically transferred to a hidden basket, as outlined in Step 8. This ensures that users receive relevant and tailored recommendations throughout the process.

Design screens

In our design system, we adhered to the principles of atomic design. This approach encompasses various levels, including atoms, molecules, organisms, templates, and pages. At the atoms level, we focused on the fundamental building blocks of design, such as color palettes and fonts. Moving up to the molecules level, we integrated multiple atoms to create cohesive components. As we progressed further, we arrived at the pages level, where our design had fully matured into a comprehensive and fully developed framework.

Design system

In our design system, we used atomic design principle. This approach encompasses various levels, including atoms, molecules, organisms, templates, and pages. At the atoms level, we focused on the fundamental building blocks of design, such as color palettes and fonts. Moving up to the molecules level, we integrated multiple atoms to create cohesive components. As we progressed further, we arrived at the pages level, where our design had fully matured into a comprehensive and fully developed framework.

Impact

🎈🎈 Elevated Saudi Arabian real estate accessibility through an intuitive mobile app, garnering approval from higher-ranking officials in Dubai for its innovative design and functionality. Enhanced user experience, accessibility, and operational efficiency while catalyzing company growth.